Deciding to make investments with your hard-earned cash is no small decision. There are risks to be weighed up and measured against potential rewards, and there’s a whole lot of learning to be done to make sure your investment is the right one. Whether you’re starting with a few hundred or ready to roll the big bucks into something substantial, a financial advisor can guide you towards the paydays you deserve.
Get Started
Putting money into a term deposit is one of the safest investment options available and a great way to get financial gains without going to too much effort. Although you’ll rarely get more than a 1% return from an Australian financial institution, this can add up if you invest a large amount for more than a few months.
With names like Netflix and Facebook on the table, investing in International Shares is as much about the glory of owning a slice of something fun as it is about making money. Russia, China, India and Brazil are all worthy of a look if you feel like venturing for something less typical than American stocks.
It’s not often you can help people in need and make money at the same time, but investing in NDIS Housing offers precisely that. The NDIS, or National Disability Insurance Scheme, is a government initiative that funds specialist disability accommodation of which there is currently a national shortage. By investing in such properties, you may be able to claim rebates and higher returns than a traditional property.
Australia’s dynamic natural resources and idyllic climate make it a country leading the charge in global food issues. From sustainable seafood to world-leading production research, it’s no surprise agriculture plays a big role in the Australian economy and is a rising star for astute investors the country over.
Aside from the sheer thrill of holding chunks of physical wealth in your bare hands, investing in physical metals can be a smart and easy decision. If grabbing gold bullions sounds like your kind of investment opportunity, you’ll need to find a genuine dealer and buy a top-notch safety deposit box. Otherwise, you can simply trade metals or invest in mining companies.
Investing in the Australian share market has become easier than ever. There are currently over 2,000 public companies listed on the Australian Securities Exchange (ASX), meaning you’ll have no trouble finding an investment option that suits your interests and budget.
A perfect storm of low-interest rates, high rental returns and urban sprawl have made Australia’s property market a gold mine for savvy investors. Even those with no property experience can find themselves making hundreds of thousands in a few years with creative duplex developments, buying off plans or high-class renovations.
Renewable energies are increasing rapidly every year in Australia, with almost 30% of all Australian energy generated by renewables in 2020. And that number is predicted to climb to 50% by 2030. Investing in renewables is a very smart option, something you can jump into via the Australian stock exchange, your super fund or a micro-investment.
Much like super, Managed Funds give someone else the power to invest with your money, but unlike super, you can reach your cash before the time you retire. These days there are also plenty of ethical Managed Funds on the market, meaning you can steer your money towards a greater good and away from questionable companies.
Considered a safer investment than property and shares, bonds are an opportunity to lend money to companies or the government with stable returns via regular interest payments. Investing in bonds can be done via many financial institutions as well as via the Australian Securities Exchange (ASX). For once the government will owe you money instead of the other way around.
Buying and selling foreign currencies on the Foreign Exchange Market will see you jumping into a dynamic, global environment that trades over $5 trillion per day. From Euros to Yen and Pounds to Pesos, Forex is a game of skill and luck with a lot more to learn than you may first expect.
Consider yourself something of a natural-born leader? Then Initial Public Offerings (IPOs) might be your investment of choice. Investing in IPOs means being the first to jump on shares as a private company becomes public. This can mean huge returns as others will slowly cotton on and purchases will increase, hiking up the worth of your investment.
One of the most talked-about investment opportunities in Australia right now, cryptocurrencies require a whole lot of research and willingness to take risks. Bitcoin and Ether are the big names in the biz, welcoming you into a whole new world of digital currency with no physical notes or coins.
